If you’re thinking about getting a credit card, 2025 is one of the best times to do it, especially online.
I used to think getting a card meant tons of paperwork and endless branch visits. But that changed when I decided to apply for a credit card online. One weekend, I gave it a try and went for the One Credit Card, a free credit card with no annual fee and 5X rewards on your top spending categories. The process was quick and easy. I uploaded my PAN and Aadhaar and got approved within minutes.
What really surprised me was how fast everything happened. I got a virtual card instantly and used it that same day to order groceries.
Now, most issuers clearly list their eligibility rules. So as long as your credit score is good and your documents are in order, approval can be instant. Everything from spend tracking to reward points and even EMIs can be managed right through the app.
With all the digital tools available in 2025, applying online is not just convenient. It actually gives you more control. So if you’re ready for a credit card, now’s a great time to go for it. And if you’re looking for a simple, rewarding free credit card, the One Credit Card is a great place to start.